Should you be looking around for a credit card deal during the run up to Christmas. Capitol One offer some great rates and deals at the moment. 0% on balance transfers and purchases for 3 months shouldbe be more than enough to help you pay off any extra spending the occurs over the festive season.

I already have a Capitol One card so I cannot partake in these deals, I may find another credit card to offload some of the balance onto. The card would need to have no balance transfer fee and obviously 0% on balance transfers. I’ll let you know if I find anything.